SAQA All qualifications and part qualifications registered on the National Qualifications Framework are public property. Thus the only payment that can be made for them is for service and reproduction. It is illegal to sell this material for profit. If the material is reproduced or quoted, the South African Qualifications Authority (SAQA) should be acknowledged as the source.
SOUTH AFRICAN QUALIFICATIONS AUTHORITY 
REGISTERED UNIT STANDARD: 

Plan and manage personal finances 
SAQA US ID UNIT STANDARD TITLE
15092  Plan and manage personal finances 
ORIGINATOR
SGB Life Skills 
PRIMARY OR DELEGATED QUALITY ASSURANCE FUNCTIONARY
-  
FIELD SUBFIELD
Field 07 - Human and Social Studies People/Human-Centred Development 
ABET BAND UNIT STANDARD TYPE PRE-2009 NQF LEVEL NQF LEVEL CREDITS
ABET Level 4  Regular-Fundamental  Level 1  NQF Level 01 
REGISTRATION STATUS REGISTRATION START DATE REGISTRATION END DATE SAQA DECISION NUMBER
Reregistered  2018-07-01  2023-06-30  SAQA 06120/18 
LAST DATE FOR ENROLMENT LAST DATE FOR ACHIEVEMENT
2024-06-30   2027-06-30  

In all of the tables in this document, both the pre-2009 NQF Level and the NQF Level is shown. In the text (purpose statements, qualification rules, etc), any references to NQF Levels are to the pre-2009 levels unless specifically stated otherwise.  

This unit standard does not replace any other unit standard and is not replaced by any other unit standard. 

PURPOSE OF THE UNIT STANDARD 
This unit standard is for any learner who needs to understand the world of money in order to manage personal finances. It will help learners to actively plan and manage their own financial well-being by taking into account risks and safety measures. This unit standard will also help to develop a learner`s understanding of his/her own income and expenditure patterns. The learner will be able to plan short and long term financial commitments and how to budget for them.

A learner credited with this unit standard is able to:
  • Explain the importance of managing personal finances
  • Set personal financial goals
  • Identify ways to achieve personal financial goals
  • Develop a personal and/or family budget

    This unit standard will contribute to the full development of the learner by developing planning skills for own financial well- being as well as providing recognition, further mobility and portability of skills within society.

    This unit standard may be used a core or elective within a GETC or any vocationally based qualification. 

  • LEARNING ASSUMED TO BE IN PLACE AND RECOGNITION OF PRIOR LEARNING 
    Description of required skills:
  • Fundamental communication skills at ABET level 3.
  • Fundamental numeracy skills at ABET level 3. 

  • UNIT STANDARD RANGE 
    N/A 

    Specific Outcomes and Assessment Criteria: 

    SPECIFIC OUTCOME 1 
    Explain the importance of managing personal finances. 

    ASSESSMENT CRITERIA
     

    ASSESSMENT CRITERION 1 
    1. Socio-economic circumstances in South Africa are explained in order to understand the impact on one's financial situation. 

    ASSESSMENT CRITERION 2 
    2. The consequences of not having a good credit rating are explained in relation to financing credit related purchases. 

    ASSESSMENT CRITERION 3 
    3. The risks, pitfalls, limitations and unforeseen events that affect a budget are identified to understand the consequences of poor financial planning. 

    SPECIFIC OUTCOME 2 
    Set personal financial goals. 

    ASSESSMENT CRITERIA
     

    ASSESSMENT CRITERION 1 
    1. The difference between "wants" and "needs" is explained by providing examples from personal experience. 
    ASSESSMENT CRITERION RANGE 
    Needs may include things required for survival. Wants refer to extras that are nice to have.
     

    ASSESSMENT CRITERION 2 
    2. Personal wants and needs are identified and listed to set personal financial goals. 

    ASSESSMENT CRITERION 3 
    3. Personal goals are planned and recorded in order to meet own or family needs or wants. 
    ASSESSMENT CRITERION RANGE 
    Goals may include short, medium and long-term goals.
     

    SPECIFIC OUTCOME 3 
    Identify ways to achieve personal financial goals. 

    ASSESSMENT CRITERIA
     

    ASSESSMENT CRITERION 1 
    1. Basic financial terminology is explained with examples. 
    ASSESSMENT CRITERION RANGE 
    These terms may include but are not limited to: hire purchase agreements, savings account, cheque account, transmission account, mortgage loan, credit, debit, interest.
     

    ASSESSMENT CRITERION 2 
    2. Formal financial institutions and their services are described in order to make an informed choice of which service to use. 
    ASSESSMENT CRITERION RANGE 
    Formal financial institutions may refer to banks, micro-financial institutions, and building societies.
     

    ASSESSMENT CRITERION 3 
    3. Informal financial institutions and their services are described and explained in terms of advantages and disadvantages so that an informed choice can be made. 
    ASSESSMENT CRITERION RANGE 
    Informal financial institutions may refer to friends, family, "stokvel", "loan sharks", burial societies, pyramid schemes and other informal lending schemes.
     

    ASSESSMENT CRITERION 4 
    4. Ways to save money using various financial options are listed in terms of personal priorities and long-term financial stability. 

    ASSESSMENT CRITERION 5 
    5. Ways to generate extra money to supplement personal income are identified to achieve goals. 
    ASSESSMENT CRITERION RANGE 
    These ways may include working overtime, taking on extra jobs, starting a small, home-based business, investments, lending money.
     

    SPECIFIC OUTCOME 4 
    Develop a personal and/or family budget. 

    ASSESSMENT CRITERIA
     

    ASSESSMENT CRITERION 1 
    1. Items on a personal and/or family budget are listed including income and expenses for a period of three months. 
    ASSESSMENT CRITERION RANGE 
    Income may include salaries, income from extra jobs or home-based businesses, investment profits, dividends from stock.
    Expenses may include essential and non-essential expenses based on needs and wants.
     

    ASSESSMENT CRITERION 2 
    2. Items on a personal and/or family budget are prioritised to determine potential expenditure. 

    ASSESSMENT CRITERION 3 
    3. The budget is written down to meet financial needs and responsibilities and to provide surplus cash for emergency expenses. 

    ASSESSMENT CRITERION 4 
    4. Ways to continuously check personal and/or family expenses and income are explored and described to keep budget on track. 

    ASSESSMENT CRITERION 5 
    5. A plan to adjust income and expenses is chosen to keep budget on track. 


    UNIT STANDARD ACCREDITATION AND MODERATION OPTIONS 
    Assessment of this Unit Standard should be contextual and practical as far as possible.
  • Assessors must be registered assessors with the appropriate ETQA.
  • Assessors, accredited by the appropriate ETQA, will assess a learner`s competency.
  • Moderators must be registered as assessors with the appropriate ETQA, or with an ETQA that has a Memorandum of Understanding with the appropriate ETQA.
  • Moderation should include both internal and external moderation where applicable.
  • Training providers must be accredited by the appropriate ETQA.
  • Accreditation and moderation mechanisms and requirements must meet the requirements of SAQA ensuring that the processes that are followed are transparent, affordable and support the development of the NQF. 

  • UNIT STANDARD ESSENTIAL EMBEDDED KNOWLEDGE 
    N/A 

    UNIT STANDARD DEVELOPMENTAL OUTCOME 
    The following developmental outcomes are addressed in this unit standard:

    1. The learner is able to explore opportunities and learn more effectively by understanding the impact of income and expenditure on personal or family budgets.
    2. The learner is able to participate as a responsible citizen in the life of local communities when evaluating budgets of individuals in the local community or at a place of work. 

    UNIT STANDARD LINKAGES 
    N/A 


    Critical Cross-field Outcomes (CCFO): 

    UNIT STANDARD CCFO IDENTIFYING 
    The learner is able to identify and solve problems by developing a plan to monitor personal and/or family expenditure. 

    UNIT STANDARD CCFO WORKING 
    The learner is able to work effectively with others as a member of a team, group, organisation or community by planning and evaluating a personal and/or family budget. 

    UNIT STANDARD CCFO ORGANISING 
    The learner is able to organise and manage him/herself and his/her activities responsibly and effectively by planning and evaluating a personal or family budget. 

    UNIT STANDARD CCFO COLLECTING 
    The learner is able to collect, analyse, organise and critically evaluate information by investigating various options to borrow or lend money from formal or informal financial institutions. 

    UNIT STANDARD CCFO COMMUNICATING 
    The learner is able to communicate effectively by using mathematical and/or language skills in the modes of oral and/or written presentations by communicating realistic goals to plan for essential expenses and personal or family needs and responsibilities. 

    UNIT STANDARD CCFO DEMONSTRATING 
    The learner is able to demonstrate an understanding of the world as a set of related systems by recognising the risks and pitfalls as well as advantages of using formal and informal financial institutions and their services. 

    UNIT STANDARD ASSESSOR CRITERIA 
    N/A 

    REREGISTRATION HISTORY 
    As per the SAQA Board decision/s at that time, this unit standard was Reregistered in 2012; 2015. 

    UNIT STANDARD NOTES 
    N/A 

    QUALIFICATIONS UTILISING THIS UNIT STANDARD: 
      ID QUALIFICATION TITLE PRE-2009 NQF LEVEL NQF LEVEL STATUS END DATE PRIMARY OR DELEGATED QA FUNCTIONARY
    Core  71751   General Education and Training Certificate: Adult Basic Education and Training  Level 1  NQF Level 01  Passed the End Date -
    Status was "Reregistered" 
    2020-09-16  As per Learning Programmes recorded against this Qual 
    Core  73249   General Education and Training Certificate: Adult Basic Education and Training: Academic Curriculum  Level 1  NQF Level 01  Reregistered  2023-06-30  UMALUSI 
    Core  57829   General Education and Training Certificate: Grain Handling Processes  Level 1  NQF Level 01  Reregistered  2023-06-30  AgriSETA 
    Core  65969   General Education and Training Certificate: Human Settlements Development  Level 1  NQF Level 01  Reregistered  2023-06-30  CETA 
    Core  49583   General Education and Training Certificate: Poultry Processing  Level 1  NQF Level 01  Reregistered  2023-06-30  AgriSETA 
    Core  49580   General Education and Training Certificate: Poultry Production  Level 1  NQF Level 01  Reregistered  2023-06-30  AgriSETA 
    Core  49082   GETC: Wood Products Processing  Level 1  NQF Level 01  Reregistered  2023-06-30  FPMSETA 
    Elective  48642   General Education and Training Certificate Housing: Housing Consumer Education  Level 1  NQF Level 01  Passed the End Date -
    Status was "Reregistered" 
    2009-05-13  Was CETA until Last Date for Achievement 
    Elective  49606   General Education and Training Certificate: Ancillary Health Care  Level 1  NQF Level 01  Reregistered  2023-06-30  HW SETA 
    Elective  50584   General Education and Training Certificate: Clothing Manufacturing Processes  Level 1  NQF Level 01  Reregistered  2023-06-30  FPMSETA 
    Elective  58026   General Education and Training Certificate: Food and Beverage Handling Processes  Level 1  NQF Level 01  Reregistered  2023-06-30  FOODBEV 
    Elective  20183   National Certificate: Banking  Level 2  NQF Level 02  Passed the End Date -
    Status was "Reregistered" 
    2015-06-30  BANKSETA 
    Elective  24198   National Certificate: Construction Material Manufacturing  Level 2  NQF Level 02  Reregistered  2023-06-30  CETA 
    Elective  58268   National Certificate: Lift Installation and Maintenance  Level 2  NQF Level 02  Reregistered  2023-06-30  MERSETA 
    Elective  59389   National Certificate: Nature Conservation: Resource Guardianship  Level 2  NQF Level 02  Reregistered  2023-06-30  CATHSSETA 


    PROVIDERS CURRENTLY ACCREDITED TO OFFER THIS UNIT STANDARD: 
    This information shows the current accreditations (i.e. those not past their accreditation end dates), and is the most complete record available to SAQA as of today. Some Primary or Delegated Quality Assurance Functionaries have a lag in their recording systems for provider accreditation, in turn leading to a lag in notifying SAQA of all the providers that they have accredited to offer qualifications and unit standards, as well as any extensions to accreditation end dates. The relevant Primary or Delegated Quality Assurance Functionary should be notified if a record appears to be missing from here.
     
    1. 1 CLASSIE AFRICA 
    2. A Z Community Services 
    3. African Apex Apparel (Pty) Ltd 
    4. AGB Finance 
    5. AL Development Services cc 
    6. Amagema Development Consultants cc 
    7. Amasiko Trading Enterprise 
    8. Amos / Kgaphamadi Community Organisation 
    9. Apparel Component Manufacturers Pty Ltd 
    10. Aranda Learnership College (Pty) Ltd 
    11. Aranda Textile Mills Pty Ltd 
    12. Arden School of Management 
    13. Arden School of Management (Pty) Ltd 
    14. Assured Vocational Skills Institute (Pty) Ltd 
    15. Aubrey Nyiko Business Enterprise cc 
    16. Avad Projects (Pty) Ltd 
    17. Ayasaphe Trading cc 
    18. Babina Tlou Trading and Projects 001 
    19. Bafikile Skills & Consulting Services (Pty) Ltd 
    20. Bakgoni Empowerment Centre (Pty) Ltd 
    21. Balemi Consulting Pty Ltd 
    22. Becoz Empire Multi-Choice and Trading Primary Co-operative Limited 
    23. Better beginning trading and projects pty ltd 
    24. Big Tree Group (Pty) Ltd 
    25. Bokamoso Competence (Pty) Ltd 
    26. BOLAND COLLEGE 
    27. Boland College Head Office 
    28. Bonenhle Investments 
    29. Bosasa Youth Development Centres (Pty) Ltd 
    30. Breakeven 59(PTY) Ltd 
    31. Broadway Sky Trading 
    32. BT Group of Companies (Pty) Ltd 
    33. Btech 
    34. Camblish Training Institute (Pty) Ltd 
    35. CANDYS UNLIMITED COLLECTION Pty Ltd 
    36. Cape Business & Engineering College (Pty) Ltd 
    37. CAPE COLLEGE 
    38. Cape Town Workbased Learning Academy 
    39. Capricorn TVET College 
    40. Careerlinx Business Services (Pty) Ltd 
    41. CBR Education and Training for Employment 
    42. Cebelihle (Pty) Ltd 
    43. Cedars Academy for Technical 
    44. Chamonix Consulting (Pty) Ltd 
    45. Changing Women 
    46. Chippa Training Academy (Pty) Ltd 
    47. Circleway College 
    48. CKWEI Clothing (Pty) Ltd 
    49. Coastal Kzn F.E.T. College - Swinton Road Campus 
    50. College of Cape Town - Athlone Campus 
    51. College of Sustainable Agriculture 
    52. College of Vocational Studies (Pty) Ltd 
    53. Contra-Lit Pty Ltd 
    54. CRE8TION PROJECTS 6 (PTY) LTD 
    55. CRK Designs (Pty) Ltd 
    56. Cumlaude Institute (PTY) Ltd 
    57. D Z D TRADING AND PROJECTS 24 
    58. Dinaka Business Management & Consulting 
    59. Dlabane Investment Holdings (Pty) Ltd 
    60. Dlamini The Siba PTY LTD 
    61. Do It Again Academy (Pty) Ltd 
    62. Dr M Investments 
    63. Dumolwakhe Academy (Pty) Ltd 
    64. Duzi-Corp 56 
    65. Ebotse Development and Training Centre 
    66. Eddels Shoes Pty Ltd 
    67. Edutel Wholesale & Retail Academy 
    68. Ekurhuleni Artisans & Skills Training Centre (Pty) Ltd 
    69. Elimofo Trading& Projects 
    70. ENB Training Service(PTY)Ltd 
    71. Enjo Consultants 
    72. Ergonomic Construction and Managed Disability Projects 
    73. Esayidi FET College - Central Office 
    74. Eshet Chayil Concepts (Pty) Ltd 
    75. Eskilz College (Pty) Ltd 
    76. Exodus Agri Academy Pty Ltd 
    77. Faithworks Development Consultants (Pty) Ltd 
    78. FALSE BAY TECHNICAL VOCATIONAL EDUCATION & TRAINING COLLEGE 
    79. Fezile Fashion Skills Academy (Pty) Ltd 
    80. Flavious Mareka TVET College 
    81. Forthwawe Business Centre 
    82. Fundakahle Multi-Purpose Co-operative Limited 
    83. Fundani School of Thought (pty) Ltd 
    84. Furniture World Training Centre 
    85. Future Discovery Training Academy CC 
    86. Future Dynamics Learning 
    87. Ga Lechuti Transformational Talks (Pty) Ltd 
    88. Gauteng City College 
    89. Gia Development Trades 
    90. Glicam Trading Enterprise 
    91. GNBR Solutions (Pty) Ltd 
    92. Golden Ratio College 
    93. Goodwill Institute of Technology 
    94. GPR Training Academy (Pty) Ltd 
    95. Grandstar Projects 
    96. Green Earth Training & Development (Pty) Ltd 
    97. Green Enviro & Projects (Pty)Ltd 
    98. Guest Resource Services (Pty) Ltd 
    99. HEARTLINES COLLEGE 
    100. HHO Enterprise 
    101. HLUVUKA TRAINING AND CONSULTING 
    102. Honey Cube Projects & Services (Pty) Ltd 
    103. Hoseah Training and Manufacturing NPC 
    104. Hybrid Dynamics 
    105. I Care Resource Centre 
    106. IALE School of Advance Learning and Education (Pty) Ltd 
    107. Ikamvelihle Youth Development (Pty) Ltd 
    108. Imara Umbono Incorporated (Pty) Ltd 
    109. Imbewu Development Institute (Pty) Ltd 
    110. Impela Trading cc 
    111. In Time Industrial (Pty) Ltd 
    112. Inafrica General Trading Pty LTD 
    113. Inkwenkwezi Private Community College & Skills Development 
    114. Inter-Coastal Business & Property Services cc 
    115. INTERMASIKO CC 
    116. Intuthuko Yesizwe Community Organisation 
    117. Inyapa Vhusiku Consulting Pty Ltd 
    118. Inyathi Visions 
    119. IQ Skills Academy (PTY) LTD. 
    120. Ithemba Lomphakathi Community Organisation 
    121. Ithuteng Learning Academy & Projects (Pty) Ltd 
    122. Ivulandlela (Pty) Ltd 
    123. Izintombizekhethelo (Pty) Ltd 
    124. Jasintha Pty Ltd 
    125. JED Skills Academy 
    126. Jeppe College of Commerce and Computer Studies 
    127. Jumpstart Training Institute (Pty) Ltd 
    128. kagisho Business Concepts (Pty) Ltd 
    129. Kelmik Training Centre (Pty) Ltd 
    130. Khosi JS Designs (Pty) Ltd 
    131. Khululekani Training Centre 
    132. Kingdom Varsity College (Pty) Ltd 
    133. KINGSBURY INTERNATIONAL COLLEGE SA PTY LTD 
    134. Knoop Academy NPC 
    135. Kotton Wear (Pty) Ltd 
    136. Kusabelele Investments 
    137. KWEM Management Solutions 
    138. La Gratitude Academy 
    139. Leap Projects 
    140. Learn Ability and Training Development t/a LearnAbility 
    141. Lembede Investment Holdings (Pty) Ltd 
    142. Leronsa Trading Enterprise 
    143. Letaba TVET College 
    144. LFS DESIGNS 
    145. Lisakhanya Skills Development Consultants (Pty) Ltd 
    146. LLSM (Pty) Ltd 
    147. Longata Consultant 
    148. Lucky Neo (Pty) Ltd 
    149. Lwaziphezinhle (Pty) Ltd 
    150. Maab Training Management ( Pty) Ltd 
    151. Maboko Skill Development & Projects 
    152. Majuba TVET College 
    153. Makhendama Legacy (Pty) Ltd 
    154. Maluti TVET College 
    155. Mandys Sewing School (PTY) Ltd 
    156. Marematlou Training Institute 
    157. MASITHUTHUKE HOLDINGS PTY LTD 
    158. Masithuthuke Learning Institution 
    159. Master Patterns by Rona 
    160. Matatiele Fashion Design Academy (Pty) Ltd 
    161. Matotomana Training & General Trading 
    162. Mavco Engineering (Pty) Ltd 
    163. Maxlen Holdings (Pty) Ltd 
    164. Mberwana Trading Enterprise 
    165. Meals on Wheels Community Services - South Africa 
    166. Media Works 
    167. Mentor Me Corporate Foundation 
    168. Mgadaveni Training Projects (Pty) Ltd 
    169. MGS Gcaba Contracting & Trading cc 
    170. MICROMATICA 384 (PTY) LTD 
    171. Mlasimbi Catering Primary Co-operative Limited 
    172. MMBG Trading & Consulting 
    173. Mnambithi TVET College 
    174. Modiehi Consulting & Projects (Pty) Ltd 
    175. Motheo FET College - Central Office 
    176. Mphahle Consultancy (Pty) Ltd 
    177. Mposa Institute For Dairy Technology 
    178. Mthashana TVET College 
    179. Mugazi Consultancy cc 
    180. Mukwevho Training and Development 
    181. Mvelo Consultant 
    182. Mwanga Training & Consulting (Pty) Ltd 
    183. NDIMASE TRADING 
    184. Ndwamato Training Solutions (Pty) Ltd 
    185. Nedbank Ltd 
    186. NELLY-SGUEEJE TRADING 
    187. New Business Initiative Management Consultancy 
    188. NEW HEIGHTS 1082 PTY LTD 
    189. Ngaphakathi Investments 
    190. Ngcebo Consulting (Pty) Ltd 
    191. Nguni Shades SA School of Fashion 
    192. Nhlanzi Investments (Pty) Ltd 
    193. Nikwe Trading (Pty) Ltd 
    194. NOFESA cc 
    195. Nolwazi Dev Centre (Pty) Ltd 
    196. Nomzumbe Trading & Projects (Pty) Ltd 
    197. Northlink College 
    198. Northlink College - Protea Campus 
    199. Nosino Projects (Pty) Ltd 
    200. Nqothu Projects (PTY) LTD 
    201. NSA MultiServicers cc T/A Riverport SHE Training Academy (GONUBIE) (TP) 
    202. Nteko Investments 
    203. Ntuthuko Projects & Services 
    204. Nurture-Nature Resources (Pty) Ltd 
    205. Nurtured Minds Trading (Pty) Ltd 
    206. One World Clothing (Pty) Ltd 
    207. Operational Process Improvements (Pty) Ltd 
    208. Optimum Capacity (Pty) Ltd 
    209. OTIS (PTY) LTD (Wadeville)(TP) 
    210. OTP 
    211. Oyama Kulwazi Training & Consulting (Pty) Ltd 
    212. Pectosource (Pty) Ltd 
    213. Penny Lane Fashion School (Pty) Ltd 
    214. People Upliftments t/a POPUP Upliftment 
    215. Pesac Professional Training (Pty) Ltd 
    216. Phala Projects cc 
    217. Phetho Concepts (Pty) Ltd 
    218. Pinus Tech Technologies Trading and Projects 
    219. Positive Thinking Consultants CC 
    220. Practice Makes Perfect Training Centre 
    221. Premier Agric (Pty) Ltd 
    222. Prempie Business Solutions (Pty) Ltd 
    223. Prispiri (Pty) Ltd 
    224. Professional Development and Training Institute (Pty) Ltd 
    225. Professional Training Institute (Pty) Ltd 
    226. Progressive School of Business and Engineering (Pty) 
    227. Project Literacy 
    228. Qualfurn Training & Projects 
    229. Rally Business Consulting PTY LTD 
    230. Re Tshepeng Holdings 
    231. Retshetse Training Project 
    232. RI A LINDA SECURITY SOLUTIONS 
    233. RUBICON COMMUNICATIONS 
    234. Russel Meaker cc 
    235. Safe Heavens Properties (Pty) Ltd 
    236. Samkeliso Craft NPC 
    237. Sarva Dharma Ashram 
    238. SBJ Shadikamang Agriculture 
    239. Scientific Roets (Pty) Ltd 
    240. Sea Harvest Corporation (Pty) Ltd 
    241. Seacrest Investments 156 (Pty) Ltd 
    242. Sedibeng TVET College 
    243. Sefudi Business Solutions 
    244. Sekhukhune FET College - Central Office 
    245. SEOPOSENGOE TRAINING CONSULTANCY CC 
    246. Sew Africa Training Centre 
    247. SEWAFRICA Marketing (Pty) Ltd 
    248. SHIRS VISION COMPLEADEV PTY LTD 
    249. Sibonguthando Projects And Services Cc 
    250. Silalele Consultants (Pty) Ltd 
    251. Silungokuhle (Pty) Ltd 
    252. Silver Falls Scientific 
    253. Sinovuyolethu Trading (Pty) Ltd 
    254. Sisiziwe Training Centre Co-operative 
    255. SIYAYA SKILLS INSTITUTE EASTERN CAPE 
    256. Solar Salt 
    257. Souls 4 Life Trading (Pty) Ltd 
    258. South Africa Advanced Skills Institute (Pty) Ltd 
    259. South African Advanced Skills Institute 
    260. South Cape Public FET College - George Campus 
    261. Southern African Institute of Learning (SAIL) 
    262. SPLS Consultants (Pty) Ltd 
    263. STUDIO 05 HOUSE OF FASHION 
    264. SW Skills Wise (Pty) Ltd 
    265. T Mdlatu Trading Enterprise cc 
    266. Talent for Sewing 
    267. TBL Empowerment Hub 
    268. Tebkhan Investments (Pty) Ltd 
    269. Tembe Service Providers 
    270. ThabileTrade 1054 cc 
    271. THANDEKA VOCATIONAL EDUCATION TRUST (PTY) LTD 
    272. The Brokers Learning Centre 
    273. The Finishing College (Pty) Ltd 
    274. The Institute of Fashion and Garment Technology (Pty) Ltd 
    275. The New Look 
    276. Thitha Training and Development Services 
    277. Thuto Mfundo Adult Education Centre 
    278. Thuto Skills Development 
    279. TIBZA Consulting (Pty) Ltd 
    280. Tidlobi Developmental Activities NPC 
    281. Tirhani SkillsTraining Pty Ltd 
    282. Tlhole Foundation (PTY) LTD 
    283. Trade Call Investments Apparel (Pty) LTD 
    284. Trade Call Investments Apparel (Pty) Ltd (Mobeni) 
    285. Training Answers 
    286. Tripple R Training Provider 
    287. True Reflections Training and Development (Pty) Ltd 
    288. True Ruby Trading 1021 cc 
    289. TRY EASY ELECTRICAL SOLUTIONS 
    290. Tshwane North College 
    291. U AND G TRAINING (PTY) LTD 
    292. Ubucubu Home Industries 
    293. Ubuhle Bengcebo 
    294. Udumo Services & Projects 
    295. Umbuso Training Services 
    296. Umfolozi FET College 
    297. Umfolozi TVET College (Richards Bay) 
    298. Umlozi Skills Centre (Pty) Ltd 
    299. Umnotho We Afrika Foundation NPC 
    300. Umtha Developments 
    301. Umunotho Wealth Management Pty Ltd 
    302. Uphiwekonke Holdings (Pty) Ltd 
    303. Uyabusisa Arts and Development Pty Ltd 
    304. Valotech 274 (Pty) Ltd 
    305. Value Added Reward (Pty) Ltd 
    306. Value at Hand (Pty) Ltd 
    307. VEB CELE & Associates (Pty) Ltd 
    308. Veerosh Clothing (Pty) Ltd 
    309. Verge (Pty) Ltd 
    310. Vhembe TVET College 
    311. Vicmat Consultants 
    312. Vijay Bhagwan Consultancy and Solutions cc 
    313. VINE APPAREL (PTY)LTD 
    314. Visionary Skill Academy 
    315. VMMK Capital Investment (Pty) Ltd 
    316. VPK BUSINESS VENTURE C C 
    317. Vuliqgondo Research & Manufacturing Centre 
    318. Vuthlari Marketing Consulting (Pty) Ltd 
    319. Warona Owethu Projects (Pty) Ltd 
    320. Wattville Community Learning College 
    321. Western Cape Clothing and Textiles Service Centre 
    322. Wilratty Consultants (Pty) Ltd 
    323. Womens Leadership & Empowerment Initiative 
    324. World Pace Development & Training Institute (Pty) Ltd 
    325. World Pace Development and Training Institute 
    326. Xhamela Development Services 
    327. Yahweh Shammah Socio-Economic Development 
    328. Youth for Survival NPO 
    329. ZA GEAR 



    All qualifications and part qualifications registered on the National Qualifications Framework are public property. Thus the only payment that can be made for them is for service and reproduction. It is illegal to sell this material for profit. If the material is reproduced or quoted, the South African Qualifications Authority (SAQA) should be acknowledged as the source.