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SOUTH AFRICAN QUALIFICATIONS AUTHORITY 
REGISTERED UNIT STANDARD: 

Plan and manage personal finances 
SAQA US ID UNIT STANDARD TITLE
15092  Plan and manage personal finances 
ORIGINATOR
SGB Life Skills 
PRIMARY OR DELEGATED QUALITY ASSURANCE FUNCTIONARY
-  
FIELD SUBFIELD
Field 07 - Human and Social Studies People/Human-Centred Development 
ABET BAND UNIT STANDARD TYPE PRE-2009 NQF LEVEL NQF LEVEL CREDITS
ABET Level 4  Regular-Fundamental  Level 1  NQF Level 01 
REGISTRATION STATUS REGISTRATION START DATE REGISTRATION END DATE SAQA DECISION NUMBER
Reregistered  2018-07-01  2023-06-30  SAQA 06120/18 
LAST DATE FOR ENROLMENT LAST DATE FOR ACHIEVEMENT
2024-06-30   2027-06-30  

In all of the tables in this document, both the pre-2009 NQF Level and the NQF Level is shown. In the text (purpose statements, qualification rules, etc), any references to NQF Levels are to the pre-2009 levels unless specifically stated otherwise.  

This unit standard does not replace any other unit standard and is not replaced by any other unit standard. 

PURPOSE OF THE UNIT STANDARD 
This unit standard is for any learner who needs to understand the world of money in order to manage personal finances. It will help learners to actively plan and manage their own financial well-being by taking into account risks and safety measures. This unit standard will also help to develop a learner`s understanding of his/her own income and expenditure patterns. The learner will be able to plan short and long term financial commitments and how to budget for them.

A learner credited with this unit standard is able to:
  • Explain the importance of managing personal finances
  • Set personal financial goals
  • Identify ways to achieve personal financial goals
  • Develop a personal and/or family budget

    This unit standard will contribute to the full development of the learner by developing planning skills for own financial well- being as well as providing recognition, further mobility and portability of skills within society.

    This unit standard may be used a core or elective within a GETC or any vocationally based qualification. 

  • LEARNING ASSUMED TO BE IN PLACE AND RECOGNITION OF PRIOR LEARNING 
    Description of required skills:
  • Fundamental communication skills at ABET level 3.
  • Fundamental numeracy skills at ABET level 3. 

  • UNIT STANDARD RANGE 
    N/A 

    Specific Outcomes and Assessment Criteria: 

    SPECIFIC OUTCOME 1 
    Explain the importance of managing personal finances. 

    ASSESSMENT CRITERIA
     

    ASSESSMENT CRITERION 1 
    1. Socio-economic circumstances in South Africa are explained in order to understand the impact on one's financial situation. 

    ASSESSMENT CRITERION 2 
    2. The consequences of not having a good credit rating are explained in relation to financing credit related purchases. 

    ASSESSMENT CRITERION 3 
    3. The risks, pitfalls, limitations and unforeseen events that affect a budget are identified to understand the consequences of poor financial planning. 

    SPECIFIC OUTCOME 2 
    Set personal financial goals. 

    ASSESSMENT CRITERIA
     

    ASSESSMENT CRITERION 1 
    1. The difference between "wants" and "needs" is explained by providing examples from personal experience. 
    ASSESSMENT CRITERION RANGE 
    Needs may include things required for survival. Wants refer to extras that are nice to have.
     

    ASSESSMENT CRITERION 2 
    2. Personal wants and needs are identified and listed to set personal financial goals. 

    ASSESSMENT CRITERION 3 
    3. Personal goals are planned and recorded in order to meet own or family needs or wants. 
    ASSESSMENT CRITERION RANGE 
    Goals may include short, medium and long-term goals.
     

    SPECIFIC OUTCOME 3 
    Identify ways to achieve personal financial goals. 

    ASSESSMENT CRITERIA
     

    ASSESSMENT CRITERION 1 
    1. Basic financial terminology is explained with examples. 
    ASSESSMENT CRITERION RANGE 
    These terms may include but are not limited to: hire purchase agreements, savings account, cheque account, transmission account, mortgage loan, credit, debit, interest.
     

    ASSESSMENT CRITERION 2 
    2. Formal financial institutions and their services are described in order to make an informed choice of which service to use. 
    ASSESSMENT CRITERION RANGE 
    Formal financial institutions may refer to banks, micro-financial institutions, and building societies.
     

    ASSESSMENT CRITERION 3 
    3. Informal financial institutions and their services are described and explained in terms of advantages and disadvantages so that an informed choice can be made. 
    ASSESSMENT CRITERION RANGE 
    Informal financial institutions may refer to friends, family, "stokvel", "loan sharks", burial societies, pyramid schemes and other informal lending schemes.
     

    ASSESSMENT CRITERION 4 
    4. Ways to save money using various financial options are listed in terms of personal priorities and long-term financial stability. 

    ASSESSMENT CRITERION 5 
    5. Ways to generate extra money to supplement personal income are identified to achieve goals. 
    ASSESSMENT CRITERION RANGE 
    These ways may include working overtime, taking on extra jobs, starting a small, home-based business, investments, lending money.
     

    SPECIFIC OUTCOME 4 
    Develop a personal and/or family budget. 

    ASSESSMENT CRITERIA
     

    ASSESSMENT CRITERION 1 
    1. Items on a personal and/or family budget are listed including income and expenses for a period of three months. 
    ASSESSMENT CRITERION RANGE 
    Income may include salaries, income from extra jobs or home-based businesses, investment profits, dividends from stock.
    Expenses may include essential and non-essential expenses based on needs and wants.
     

    ASSESSMENT CRITERION 2 
    2. Items on a personal and/or family budget are prioritised to determine potential expenditure. 

    ASSESSMENT CRITERION 3 
    3. The budget is written down to meet financial needs and responsibilities and to provide surplus cash for emergency expenses. 

    ASSESSMENT CRITERION 4 
    4. Ways to continuously check personal and/or family expenses and income are explored and described to keep budget on track. 

    ASSESSMENT CRITERION 5 
    5. A plan to adjust income and expenses is chosen to keep budget on track. 


    UNIT STANDARD ACCREDITATION AND MODERATION OPTIONS 
    Assessment of this Unit Standard should be contextual and practical as far as possible.
  • Assessors must be registered assessors with the appropriate ETQA.
  • Assessors, accredited by the appropriate ETQA, will assess a learner`s competency.
  • Moderators must be registered as assessors with the appropriate ETQA, or with an ETQA that has a Memorandum of Understanding with the appropriate ETQA.
  • Moderation should include both internal and external moderation where applicable.
  • Training providers must be accredited by the appropriate ETQA.
  • Accreditation and moderation mechanisms and requirements must meet the requirements of SAQA ensuring that the processes that are followed are transparent, affordable and support the development of the NQF. 

  • UNIT STANDARD ESSENTIAL EMBEDDED KNOWLEDGE 
    N/A 

    UNIT STANDARD DEVELOPMENTAL OUTCOME 
    The following developmental outcomes are addressed in this unit standard:

    1. The learner is able to explore opportunities and learn more effectively by understanding the impact of income and expenditure on personal or family budgets.
    2. The learner is able to participate as a responsible citizen in the life of local communities when evaluating budgets of individuals in the local community or at a place of work. 

    UNIT STANDARD LINKAGES 
    N/A 


    Critical Cross-field Outcomes (CCFO): 

    UNIT STANDARD CCFO IDENTIFYING 
    The learner is able to identify and solve problems by developing a plan to monitor personal and/or family expenditure. 

    UNIT STANDARD CCFO WORKING 
    The learner is able to work effectively with others as a member of a team, group, organisation or community by planning and evaluating a personal and/or family budget. 

    UNIT STANDARD CCFO ORGANISING 
    The learner is able to organise and manage him/herself and his/her activities responsibly and effectively by planning and evaluating a personal or family budget. 

    UNIT STANDARD CCFO COLLECTING 
    The learner is able to collect, analyse, organise and critically evaluate information by investigating various options to borrow or lend money from formal or informal financial institutions. 

    UNIT STANDARD CCFO COMMUNICATING 
    The learner is able to communicate effectively by using mathematical and/or language skills in the modes of oral and/or written presentations by communicating realistic goals to plan for essential expenses and personal or family needs and responsibilities. 

    UNIT STANDARD CCFO DEMONSTRATING 
    The learner is able to demonstrate an understanding of the world as a set of related systems by recognising the risks and pitfalls as well as advantages of using formal and informal financial institutions and their services. 

    UNIT STANDARD ASSESSOR CRITERIA 
    N/A 

    REREGISTRATION HISTORY 
    As per the SAQA Board decision/s at that time, this unit standard was Reregistered in 2012; 2015. 

    UNIT STANDARD NOTES 
    N/A 

    QUALIFICATIONS UTILISING THIS UNIT STANDARD: 
      ID QUALIFICATION TITLE PRE-2009 NQF LEVEL NQF LEVEL STATUS END DATE PRIMARY OR DELEGATED QA FUNCTIONARY
    Core  71751   General Education and Training Certificate: Adult Basic Education and Training  Level 1  NQF Level 01  Passed the End Date -
    Status was "Reregistered" 
    2020-09-16  As per Learning Programmes recorded against this Qual 
    Core  73249   General Education and Training Certificate: Adult Basic Education and Training: Academic Curriculum  Level 1  NQF Level 01  Reregistered  2021-06-30  UMALUSI 
    Core  57829   General Education and Training Certificate: Grain Handling Processes  Level 1  NQF Level 01  Reregistered  2023-06-30  AgriSETA 
    Core  65969   General Education and Training Certificate: Human Settlements Development  Level 1  NQF Level 01  Reregistered  2023-06-30  CETA 
    Core  49583   General Education and Training Certificate: Poultry Processing  Level 1  NQF Level 01  Reregistered  2023-06-30  AgriSETA 
    Core  49580   General Education and Training Certificate: Poultry Production  Level 1  NQF Level 01  Reregistered  2023-06-30  AgriSETA 
    Core  49082   GETC: Wood Products Processing  Level 1  NQF Level 01  Reregistered  2023-06-30  FPMSETA 
    Elective  48642   General Education and Training Certificate Housing: Housing Consumer Education  Level 1  NQF Level 01  Passed the End Date -
    Status was "Reregistered" 
    2009-05-13  Was CETA until Last Date for Achievement 
    Elective  49606   General Education and Training Certificate: Ancillary Health Care  Level 1  NQF Level 01  Reregistered  2023-06-30  HW SETA 
    Elective  50584   General Education and Training Certificate: Clothing Manufacturing Processes  Level 1  NQF Level 01  Reregistered  2023-06-30  FPMSETA 
    Elective  58026   General Education and Training Certificate: Food and Beverage Handling Processes  Level 1  NQF Level 01  Reregistered  2023-06-30  FOODBEV 
    Elective  20183   National Certificate: Banking  Level 2  NQF Level 02  Passed the End Date -
    Status was "Reregistered" 
    2015-06-30  BANKSETA 
    Elective  24198   National Certificate: Construction Material Manufacturing  Level 2  NQF Level 02  Reregistered  2023-06-30  CETA 
    Elective  58268   National Certificate: Lift Installation and Maintenance  Level 2  NQF Level 02  Reregistered  2023-06-30  MERSETA 
    Elective  59389   National Certificate: Nature Conservation: Resource Guardianship  Level 2  NQF Level 02  Reregistered  2023-06-30  CATHSSETA 


    PROVIDERS CURRENTLY ACCREDITED TO OFFER THIS UNIT STANDARD: 
    This information shows the current accreditations (i.e. those not past their accreditation end dates), and is the most complete record available to SAQA as of today. Some Primary or Delegated Quality Assurance Functionaries have a lag in their recording systems for provider accreditation, in turn leading to a lag in notifying SAQA of all the providers that they have accredited to offer qualifications and unit standards, as well as any extensions to accreditation end dates. The relevant Primary or Delegated Quality Assurance Functionary should be notified if a record appears to be missing from here.
     
    1. 1 CLASSIE AFRICA 
    2. A Z Community Services 
    3. African Duchess Coutore solutions (Pty) Ltd 
    4. AGB Finance 
    5. AL Development Services cc 
    6. Aldabri 106 (Pty) Ltd 
    7. Amagema Development Consultants cc 
    8. Aranda Learnership College (Pty) Ltd 
    9. Aranda Textile Mills Pty Ltd 
    10. Arden School of Management 
    11. Assured Vocational Skills Institute (Pty) Ltd 
    12. Aubrey Nyiko Business Enterprise cc 
    13. Avad Projects (Pty) Ltd 
    14. Ayasaphe Trading cc 
    15. Babina Tlou Trading and Projects 001 
    16. Bakgoni Empowerment Centre (Pty) Ltd 
    17. Balemi Consulting Pty Ltd 
    18. Becoz Empire Multi-Choice and Trading Primary Co-operative Limited 
    19. Better beginning trading and projects pty ltd 
    20. Big Tree Group (Pty) Ltd 
    21. Bokamoso Competence (Pty) Ltd 
    22. BOLAND COLLEGE 
    23. Boland College Head Office 
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    28. BRIGHT IDEA PROJECT 255CC 
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    31. Btech 
    32. Camblish Training Institute (Pty) Ltd 
    33. CANDYS UNLIMITED COLLECTION Pty Ltd 
    34. CAPE COLLEGE 
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    36. Capricorn TVET College 
    37. Careerlinx Business Services (Pty) Ltd 
    38. CAROLINE'S FASHION ENTERPRISE 
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    40. Cedars Academy for Technical 
    41. Chamonix Consulting (Pty) Ltd 
    42. Changing Women 
    43. Chep Sa Pty Ltd 
    44. Chippa Training Academy (Pty) Ltd 
    45. Circleway College 
    46. CKWEI Clothing (Pty) Ltd 
    47. Coastal Kzn F.E.T. College - Swinton Road Campus 
    48. College of Cape Town - Athlone Campus 
    49. College of Sustainable Agriculture 
    50. College of Vocational Studies (Pty) Ltd 
    51. Contra-Lit Pty Ltd 
    52. Cre8tion Projects 6 PTY LTD 
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    54. CRK Designs (Pty) Ltd 
    55. D Z D TRADING AND PROJECTS 24 
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    57. Dinaka Business Management & Consulting 
    58. Dlabane Investment Holdings (Pty) Ltd 
    59. Dr M Investments 
    60. Duzi-Corp 56 
    61. Ebotse Development and Training Centre 
    62. Eddels Shoes Pty Ltd 
    63. Edutel Wholesale & Retail Academy 
    64. Egsibit Training and Development 
    65. Ekurhuleni Artisans & Skills Training Centre (Pty) Ltd 
    66. Elimofo Trading& Projects 
    67. Emfundisweni Skills Development & Resource Centre (Pty) Ltd 
    68. Enjo Consultants 
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    70. ES Training Services (Pty) Ltd 
    71. Esethu Manufacturing, Packaging, Printing & Design (Pty) Ltd 
    72. Eshet Chayil Concepts (Pty) Ltd 
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    75. Exodus Journey Motivation and Training Pty Ltd 
    76. Ezandleni-Ezethu Trading (Pty) Ltd 
    77. FALSE BAY TECHNICAL VOCATIONAL EDUCATION & TRAINING COLLEGE 
    78. Flavious Mareka TVET College 
    79. Forthwawe Business Centre 
    80. Fundakahle Multi-Purpose Co-operative Limited 
    81. Furniture World Training Centre 
    82. Future Discovery Training Academy CC 
    83. Future Dynamics Learning 
    84. Futuretech Campus (Pty) Ltd 
    85. Gauteng City College 
    86. Gia Development Trades 
    87. Glicam Trading Enterprise 
    88. GNBR Solutions (Pty) Ltd 
    89. Golden Ratio College 
    90. Goodwill Institute of Technology 
    91. GPR Training Academy (Pty) Ltd 
    92. Grandstar Projects 
    93. Green Earth Training & Development (Pty) Ltd 
    94. Green Enviro & Projects (Pty)Ltd 
    95. Greenrim Training 
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    97. Gufferty Consulting 
    98. HEARTLINES COLLEGE 
    99. HHO Enterprise 
    100. Hoseah Training and Manufacturing NPC 
    101. Hybrid Dynamics 
    102. I Care Resource Centre 
    103. IALE School of Advance Learning and Education (Pty) Ltd 
    104. Ikamvelihle Youth Development (Pty) Ltd 
    105. Imara Umbono Incorporated (Pty) Ltd 
    106. Imbeleko Community Development Projects 
    107. Imbewu Development Institute (Pty) Ltd 
    108. Impela Trading cc 
    109. In Time Industrial (Pty) Ltd 
    110. Inafrica General Trading Pty LTD 
    111. Injiya Trading and Projects 
    112. Inkwenkwezi Private Community College & Skills Development 
    113. INTERMASIKO CC 
    114. Intselelo Community & Development Institute NPC 
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    117. Ithemba Lomphakathi Community Organisation 
    118. Ithuteng Learning Academy & Projects (Pty) Ltd 
    119. Ivulandlela (Pty) Ltd 
    120. Izintombizekhethelo (Pty) Ltd 
    121. Jasintha Pty Ltd 
    122. JED Skills Academy 
    123. Jeppe College of Commerce and Computer Studies 
    124. Jumpstart Training Institute (Pty) Ltd 
    125. kagisho Business Concepts (Pty) Ltd 
    126. Kelmik Training Centre (Pty) Ltd 
    127. Khosi JS Designs (Pty) Ltd 
    128. Khululekani Training Centre 
    129. Kingdom Varsity College (Pty) Ltd 
    130. KINGSBURY INTERNATIONAL COLLEGE SA PTY LTD 
    131. Knoop Academy NPC 
    132. Kotton Wear (Pty) Ltd 
    133. Kudis Designs and Supply 
    134. Kusabelele Investments 
    135. KWEM Management Solutions 
    136. La Gratitude Academy 
    137. Leap Projects 
    138. Learn Ability and Training Development t/a LearnAbility 
    139. Lembede Investment Holdings (Pty) Ltd 
    140. Leronsa Trading Enterprise 
    141. Letaba TVET College 
    142. LFS DESIGNS 
    143. Lisakhanya Skills Development Consultants (Pty) Ltd 
    144. LLSM (Pty) Ltd 
    145. Longata Consultant 
    146. Lucky Neo (Pty) Ltd 
    147. Lungile Mchunu Consultancy (Pty) Ltd 
    148. Lwaziphezinhle (Pty) Ltd 
    149. Maab Training Management ( Pty) Ltd 
    150. Maboko Skill Development & Projects 
    151. Majuba TVET College 
    152. Malkai Devrani Holding (PTY) Ltd 
    153. Maluti TVET College 
    154. Marematlou Training Institute 
    155. MASITHUTHUKE HOLDINGS PTY LTD 
    156. Masithuthuke Learning Institution 
    157. Masonite Africa Ltd 
    158. Master Patterns by Rona 
    159. Matatiele Fashion Design Academy (Pty) Ltd 
    160. Matotomana Training & Gen Trading 
    161. Mavco Engineering (Pty) Ltd 
    162. Maxlen Holdings (Pty) Ltd 
    163. Mberwana Trading Enterprise 
    164. Mbova Multi Services cc 
    165. Media Works 
    166. Melenial Media (Pty) Ltd 
    167. Mentor Me Corporate Foundation 
    168. Mgadaveni Training Projects (Pty) Ltd 
    169. MGS Gcaba Contracting & Trading cc 
    170. MICROMATICA 384 (PTY) LTD 
    171. Microzone Trading 747 
    172. Mlasimbi Catering Primary Co-operative Limited 
    173. MMBG Trading & Consulting 
    174. Mnambithi TVET College 
    175. MORENTHO INSTITUTE SA 
    176. Motheo FET College - Central Office 
    177. Mphahle Consultancy (Pty) Ltd 
    178. Mposa Institute For Dairy Technology 
    179. Mugazi Consultancy cc 
    180. Mvelo Consultant 
    181. Mwanga Training & Consulting (Pty) Ltd 
    182. Nchuncheko Holdings (Pty) Ltd 
    183. NDIMASE TRADING 
    184. Ndwamato Training Solutions (Pty) Ltd 
    185. Nedbank Ltd 
    186. NELLY-SGUEEJE TRADING 
    187. New Business Initiative Management Consultancy 
    188. NEW HEIGHTS 1082 PTY LTD 
    189. Ngaphakathi Investments 
    190. Ngcebo Consulting (Pty) Ltd 
    191. Nguni Shades SA School of Fashion 
    192. Nikwe Trading (Pty) Ltd 
    193. NOFESA cc 
    194. NokushoM Consultancy & Trading (Pty) Ltd 
    195. Nolwazi Dev Centre (Pty) Ltd 
    196. Nomzumbe Trading & Projects (Pty) Ltd 
    197. Northlink College 
    198. Northlink College - Protea Campus 
    199. Nosino Projects (Pty) Ltd 
    200. Nqoba Lift Consultants T/A Nqoba Training (ORMONDE) (TP) 
    201. Nqothu Projects (PTY) LTD 
    202. NSA MultiServicers cc T/A Riverport SHE Training Academy (GONUBIE) (TP) 
    203. NSJ Agricultural Farming And Multipurpose 
    204. Nteko Investments 
    205. Ntuthuko Projects & Services 
    206. Nurtured Minds Trading (Pty) Ltd 
    207. Operational Process Improvements (Pty) Ltd 
    208. OTIS (PTY) LTD (Wadeville)(TP) 
    209. OTP 
    210. Oyama Kulwazi Training & Consulting (Pty) Ltd 
    211. P&R Development and Training (Pty) Ltd 
    212. Pectosource (Pty) Ltd 
    213. Penny Lane Fashion School (Pty) Ltd 
    214. People Upliftments t/a POPUP Upliftment 
    215. Phala Projects cc 
    216. Phetho Concepts (Pty) Ltd 
    217. Phumazeth Training Academy (Pty) Ltd 
    218. Pinus Tech Technologies Trading and Projects 
    219. PMV Destiny Skills Training and Development (Pty) Ltd 
    220. Positive Thinking Consultants CC 
    221. Practice Makes Perfect Training Centre 
    222. Prempie Business Solutions (Pty) Ltd 
    223. Prispiri (Pty) Ltd 
    224. Professional Development and Training Institute (Pty) Ltd 
    225. Professional Training Institute (Pty) Ltd 
    226. Project Literacy 
    227. Qualfurn Training & Projects 
    228. Rally Business Consulting PTY LTD 
    229. Re Tshepeng Holdings 
    230. Redefined Skills Training & Development (Pty) Ltd 
    231. Retshetse Training Project 
    232. Russel Meaker cc 
    233. Safe Heavens Properties (Pty) Ltd 
    234. Sarva Dharma Ashram 
    235. SBJ Shadikamang Agriculture 
    236. Scientific Roets (Pty) Ltd 
    237. Sea Harvest Corporation (Pty) Ltd 
    238. Seacrest Investments 156 (Pty) Ltd 
    239. Sedibeng TVET College 
    240. Sefudi Business Solutions 
    241. Sekhukhune FET College - Central Office 
    242. SEOPOSENGOE TRAINING CONSULTANCY CC 
    243. Sesamkelokuhle Trading Enterprise (Pty) Ltd 
    244. Sew Africa Training Centre 
    245. SHEET PLASTIC MARKETING CC 
    246. Sheet Plastic Pty Ltd 
    247. Sibonguthando Projects And Services Cc 
    248. Silungokuhle (Pty) Ltd 
    249. Silver Falls Scientific 
    250. Sisiziwe Training Centre Co-operative 
    251. Siyahumelela Training Academy 
    252. SIYAYA SKILLS INSTITUTE EASTERN CAPE 
    253. Snyawunywu Poultry Farming (Pty) Ltd 
    254. Solar Salt 
    255. Somvi Catering & General Services cc 
    256. Souls 4 Life Trading (Pty) Ltd 
    257. South Africa Advanced Skills Institute (Pty) Ltd 
    258. South African Advanced Skills Institute 
    259. South Cape Public FET College - George Campus 
    260. Southern African Institute of Learning (SAIL) 
    261. SPLS Consultants (Pty) Ltd 
    262. STUDIO 05 HOUSE OF FASHION 
    263. SW Skills Wise (Pty) Ltd 
    264. T Mdlatu Trading Enterprise cc 
    265. Talent for Sewing 
    266. TBL Empowerment Hub 
    267. Tebkhan Investments (Pty) Ltd 
    268. Tembe Service Providers 
    269. THANDEKA VOCATIONAL EDUCATION TRUST (PTY) LTD 
    270. The Diepsloot Foundation 
    271. The Finishing College (Pty) Ltd 
    272. The Institute of Fashion and Garment Technology (Pty) Ltd 
    273. The New Look 
    274. The Tailor Shop School of Tailoring and Dress Design Training Centre (Pty) Ltd 
    275. Thitha Training and Development Services 
    276. Thuto Mfundo Adult Education Centre 
    277. TIBZA Consulting (Pty) Ltd 
    278. Tirhani SkillsTraining Pty Ltd 
    279. Tlhole Foundation (PTY) LTD 
    280. TPN Training and Recruitment cc 
    281. Trade Call Investments Apparel (Pty) LTD 
    282. Trade Call Investments Apparel (Pty) Ltd (Mobeni) 
    283. Training Answers 
    284. Tripple R Training Provider 
    285. True Reflections Training and Development (Pty) Ltd 
    286. True Ruby Trading 1021 cc 
    287. TRY EASY ELECTRICAL SOLUTIONS 
    288. Tshwane North College 
    289. Ubucubu Home Industries 
    290. Ubuhle Bengcebo 
    291. Udumo Services & Projects 
    292. Umbuso Training Services 
    293. Umfolozi FET College 
    294. Umfolozi TVET College (Richards Bay) 
    295. Umlozi Skills Centre (Pty) Ltd 
    296. Umnotho We Afrika Foundation NPC 
    297. Umtha Developments 
    298. Umunotho Wealth Management Pty Ltd 
    299. Valotech 274 (Pty) Ltd 
    300. Value Added Reward (Pty) Ltd 
    301. Value at Hand (Pty) Ltd 
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    303. VEB CELE & Associates (Pty) Ltd 
    304. Verge (Pty) Ltd 
    305. Vhembe TVET College 
    306. Vicmat Consultants 
    307. Vijay Bhagwan Consultancy and Solutions cc 
    308. Visionary Skill Academy 
    309. VMMK Capital Investment (Pty) Ltd 
    310. VPK BUSINESS VENTURE C C 
    311. Vuliqgondo Research & Manufacturing Centre 
    312. Vuthlari Marketing Consulting (Pty) Ltd 
    313. Warona Owethu Projects (Pty) Ltd 
    314. Waterberg FET College - Central Office 
    315. Wattville Community Learning College 
    316. Western Cape Clothing and Textiles Service Centre 
    317. Womens Leadership & Empowerment Initiative 
    318. World Pace Development & Training Institute (Pty) Ltd 
    319. Xhamela Development Services 
    320. Yahweh Shammah Socio-Economic Development 
    321. Youth for Survival NPO 
    322. ZA GEAR 



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