SAQA All qualifications and part qualifications registered on the National Qualifications Framework are public property. Thus the only payment that can be made for them is for service and reproduction. It is illegal to sell this material for profit. If the material is reproduced or quoted, the South African Qualifications Authority (SAQA) should be acknowledged as the source.
SOUTH AFRICAN QUALIFICATIONS AUTHORITY 
REGISTERED QUALIFICATION THAT HAS PASSED THE END DATE: 

Bachelor of Business Administration in Banking 
SAQA QUAL ID QUALIFICATION TITLE
96456  Bachelor of Business Administration in Banking 
ORIGINATOR
Regenesys Management (Pty) Ltd 
PRIMARY OR DELEGATED QUALITY ASSURANCE FUNCTIONARY NQF SUB-FRAMEWORK
CHE - Council on Higher Education  HEQSF - Higher Education Qualifications Sub-framework 
QUALIFICATION TYPE FIELD SUBFIELD
National First Degree  Field 03 - Business, Commerce and Management Studies  Finance, Economics and Accounting 
ABET BAND MINIMUM CREDITS PRE-2009 NQF LEVEL NQF LEVEL QUAL CLASS
Undefined  360  Not Applicable  NQF Level 07  Regular-Provider-ELOAC 
REGISTRATION STATUS SAQA DECISION NUMBER REGISTRATION START DATE REGISTRATION END DATE
Passed the End Date -
Status was "Reregistered" 		 SAQA 1141/23  2021-07-01  2024-06-30 
LAST DATE FOR ENROLMENT LAST DATE FOR ACHIEVEMENT
2025-06-30   2030-06-30  

In all of the tables in this document, both the pre-2009 NQF Level and the NQF Level is shown. In the text (purpose statements, qualification rules, etc), any references to NQF Levels are to the pre-2009 levels unless specifically stated otherwise.  

This qualification is replaced by: 
Qual ID Qualification Title Pre-2009 NQF Level NQF Level Min Credits Replacement Status
121948  Bachelor of Commerce in Banking and Financial Services  Not Applicable  NQF Level 07  360  Complete 

PURPOSE AND RATIONALE OF THE QUALIFICATION 
Purpose:
The purpose of this qualification is to develop employable individuals with a sound understanding of how Banking organisations function. The qualification develops learners by equipping them with the relevant skills, knowledge and self awareness to work effectively across the various functional areas in a banking organisation. The intended outcome of this qualification is the development of bank managers to be equipped with the relevant management skills so as to perform their roles and responsibilities more effectively.

Rationale:
The Bachelor of Business Administration in Banking qualification has been developed with the aim to equip learners with relevant knowledge and skills required and necessary in the banking sector. Learners will be eligible for employment within the banking sector organisations and institutions on the completion of this qualification. The qualification also signifies self awareness for a learner concerning operational requirements and conduct in order to work effectively across various areas within the organisation. Learners are also taught about important aspects of leadership which include strategy, change, and management of relations between organisational functions and also how banking addresses needs and are affected by the economy. This qualification is also suitable for individuals already employed in the banking industry who need to broaden their understanding of banking administration and management practices. 

LEARNING ASSUMED TO BE IN PLACE AND RECOGNITION OF PRIOR LEARNING 
Recognition of Prior Learning (RPL):
Applicants wishing to be admitted to the Bachelor of Business Administration in Banking qualification through RPL must submit a portfolio of evidence which comprises inter-alia, work related experience and training, testimonials mentioning functions performed, work records, videos of practice and performance records, etc. All such evidence would be considered and evaluated according to the Regenesys RPL Policy.

Entry Requirements:
Learners are required to have either the following in place in order to be considered for admission:
  • A Senior Certificate with endorsement.
  • National Senior Certificate granting admission to Bachelor studies. 
    		•

    RECOGNISE PREVIOUS LEARNING? 
    Y 

    QUALIFICATION RULES 
    This qualification consists of compulsory modules at NQF Levels 5, 6 and 7 including elective modules at NQF Level 7 totalling 360 Credits.
    Compulsory Modules, NQF Level 5, 120 Credits:
  • Banking I, 20 Credits.
  • Economics I, 20 Credits.
  • Marketing I, 20 Credits.
  • Financial Management I, 20 Credits.
  • Credit Management I, 20 Credits.
  • Information and Communication Technology 20 Credits.

    Compulsory Modules, NQF Level 6, 120 Credits:
  • Banking II, 20 Credits.
  • Introduction to Strategic Management, 20 Credits.
  • Marketing, 20 Credits.
  • Financial Management II, 20 Credits.
  • Credit Management II, 20 Credits.
  • People Management II, 20 Credits.

    Compulsory Modules, NQF Level 7, 80 Credits:
  • Banking III, 40 Credits.
  • Credit Management III, 40 Credits.

    Elective Modules, NQF Level 7, 40 Credits (select one):
  • Strategic and Change Management III, 40 Credits.
  • Marketing III, 40 Credits.
  • Financial Management III, 40 Credits. 
    		•

    EXIT LEVEL OUTCOMES 
    1. Develop a strategic plan for a Banking organisation.
    2. Apply strategic human resource management models to the banking environment.
    3. Develop a marketing strategy for a banking organisation.
    4. Assessing the implementation of credit policy in the Banking organisation.
    5. Analyse a bank's financial performance and develop strategies for improvement of profitability.
    6. An understanding of the management of the operations of a bank.
    7. Assess the impact of macro-economic variables on the functioning of a bank.
    8. Explain the role of Information and Communications Technology (ICT) on the functions of a Bank.
    9. Apply strategic planning models to the banking sector. 

    ASSOCIATED ASSESSMENT CRITERIA 
    Associated Assessment Criteria for Exit Level Outcome 1:
  • Strategic management and planning terminology and concepts and their relevance to the banking sector are understood.
  • Organisational vision, mission and value statements are examined and their impact on individuals and teams in the banking organisation are explored.
  • Different processes to identify strategic issues are reviewed.
  • The process of developing strategic objectives is outlined.
  • Components of a strategic plan are identified.
  • Relevance of a strategic plan to the banking industry is understood.

    Associated Assessment Criteria for Exit Level Outcome 2:
  • Human resource management terminology, concepts and definitions in the banking sector are integrated.
  • The use of different strategic human resource planning models in managing employees effectively is demonstrated.
  • The importance and impact of relevant legislation pertaining to human resource management is explained.
  • Group dynamics are understood and the leadership requirements of organisations in the banking sector are assessed.
  • The performance management system of a specific organisation within the banking sector is analysed.
  • Value added by skills development interventions to the achievement of an organisation's strategy is explained.
  • Principles of transformation to team management are applied.

    Associated Assessment Criteria for Exit Level Outcome 3:
  • Relevance and applicability of marketing terminology, concepts and principles in a banking context is analysed.
  • Marketing and sales strategy for the banking sector is developed.
  • Customer needs analysis to inform the product development strategies of a bank is conducted.
  • Product expansion possibilities within a banking organisation are analysed.
  • Possible distribution alternatives and its effect on the price of banking products are researched.
  • Product pricing principles to banking products are applied.
  • Effectiveness of a product promotion strategy is evaluated.
  • Contingency plans to address potential product failure factors in the banking sector are researched and recommended.

    Associated Assessment Criteria for Exit Level Outcome 4:
  • Principles of credit operations in the Banking sector are applied.
  • Principles of ethics and corporate governance in the banking sector are interrogated and applied.
  • Concept of credit extension and recovery are analysed.
  • Aspects of the collections process are critically discussed.
  • Management information system used for collection purposes is evaluated.
  • Function of the credit bureau is critically discussed.

    Associated Assessment Criteria for Exit Level Outcome 5:
  • Significance and application of working capital management in the banking sector is assessed.
  • Strategies to manage current assets and liabilities are developed.
  • Mergers, divestitures and business failure within the banking context are explained.
  • International managerial finance and its relevance to the banking sector are understood.
  • Different forms of financing banking institutions are distinguished.
  • Elements of foreign trade within the banking sector are described.
  • Cost-Volume-Profit analysis to a bank is applied.
  • Viability of a banking business using ratio analysis is determined.

    Associated assessment criteria for Exit Level Outcome 6:
  • Foreign trade is explained as it applies to the banking sector.
  • International law is explained as it applies to banking.
  • Workings of financial markets and their impact on the banking sector are understood.
  • Asset management within the banking environment is discussed.
  • Financial plans are compiled and financial advice is offered.
  • Legally compliant documents are prepared.
  • Impact of international financial markets on the banking sector is understood.

    Associated Assessment Criteria for Exit Level Outcome 7:
  • Relationships between demand, supply and market equilibrium are analysed.
  • Relationship between production and cost is shown.
  • Advantages and disadvantages of competition are listed.
  • Concepts of the labour market are analysed.
  • Understanding of macroeconomics is demonstrated.
  • Fiscal and monetary policy is distinguished.
  • Key macroeconomic terms and indicators such as economic growth and GDP, inflation and CPI are explained.
  • The context and nature of the South African economy is described.
  • Economic growth and development in South Africa is evaluated.

    Associated assessment criteria for Exit Level Outcome 8:
  • Information and Communication Technology (ICT) concepts, terminology and definitions are explained.
  • The role and importance of information and communication technology in Banking is understood.
  • International trends in using ICT to improve the management of banks are described.
  • Key challenges of integrating ICT with banking business processes and management systems are identified.
  • Potential use of ICT in improving CRM in a bank is explained.
  • Concept of Business Intelligence (BI) with respect to banks is understood.

    Associated Assessment Criteria for Exit Level Outcome 9:
  • Strategic planning process and models in the banking sector is analysed.
  • Impact of banking sector trends on the development of a business strategy is assessed.
  • Different levels at which strategic management/planning can be implemented in the banking sector are justified.
  • Stakeholder prioritisation matrix for the banking sector is developed.
  • Impact of strategic management/planning on an organisation in the banking sector is analysed.

    Integrated Assessment:
    The objective of integrated assessment in the Bachelor of Business Administration in Banking qualification is to assess whether the learners have acquired the necessary general management skills to effectively manage a Bank.

    Assignments in the form of case studies and organisation specific projects, where the different module outcomes are assessed in an integrated manner will be used. The purpose of the assessment is to measure applied competence. In other words, it assesses whether learners are able to integrate the ability to perform important bank managerial functions competently (practical competence), understand the theoretical basis for these actions (foundational competence), and reflect on and make changes to bank managerial practices (reflexive competence).

    Formative Assessment:
    Learners are required to submit one assignment per module. Assignment could include a variety of methods such as, a case study, project and essays. Learners need to obtain an average of 40%. Learners are also expected to write an examination per module.

    Summative Assessment:
    The summative assessment is conducted internally by the provider, and used to assess the overall achievement of the exit level outcomes by the learners. Internal and external moderation form part of summative assessment. 
    		•

    INTERNATIONAL COMPARABILITY 
    Michigan Ross School of Business:
    The University of Michigan Ross School of Business in United State of America offers a Bachelor of Business Administration in Banking. This qualification is suitable for learners who want to pursue a career in commercial or investment banking or for learners in other financial functions where banks are primary provider of financial services. This qualification also allows learners to gain deep understanding of banking business concepts, which include leadership, learners, are also offered an option to complete an internship that will also serve training as they pursue this qualification.

    The core curriculum for this qualification includes:
  • Financial Management.
  • Accounting.
  • Economics.
  • Information Technology.
  • Decision Making and Analysis.
  • Marketing.
  • Communications.
  • Business Administration.
  • Commercial or Business Law.
  • Statistics.
  • Business Ethics.

    MONASH University:
    The MONASH University in Australia offers a Bachelor of Business (Banking and Finance) Degree. This qualification focuses on providing skills to manage money in institutional settings such as banks. Learners are taught about key banking and finance concepts and how to assess financial needs of companies and individuals and match them to suitable financial products.

    Core areas of study include:
  • Business Law.
  • Business Statistics.
  • Accounting.
  • Marketing.
  • Economics.

    Learners are also offered hands-on application of financial decision-making in areas such as market operation, equity markets, financial and portfolio management, and bond markets.

    Conclusion:
    This qualification compares favourably with both the Bachelor of Business Administration in Banking offered by the Michigan Ross School of Business and Bachelor of Business (Banking and Finance) offered by the MONASH University. Both qualifications focus on the essential and necessary skills needed by learners who want to pursue a career in banking. Core modules such as Finance, Marketing, Information Technology and Communication are included as of the vital importance in the curriculum. Both qualifications also cover broad managerial matters such as leadership, strategy, decision making and analysis necessary for the day-to-day effective functioning of the banking industry. 
    		•

    ARTICULATION OPTIONS 
    This qualification enables possibilities of both horizontal and vertical articulation.
    Horizontal:
  • Bachelor of Business Administration in Retail (BBA: Banking), NQF Level 7.

    Vertical:
  • Bachelor of Commerce (Honours) in Treasury Management, NQF Level 8.
  • Postgraduate Diploma in Business Management, NQF Level 8. 
    		•

    MODERATION OPTIONS 
    N/A 

    CRITERIA FOR THE REGISTRATION OF ASSESSORS 
    N/A 

    NOTES 
    N/A 

    LEARNING PROGRAMMES RECORDED AGAINST THIS QUALIFICATION: 
    When qualifications are replaced, some of their learning programmes are moved to being recorded against the replacement qualifications. If a learning programme appears to be missing from here, please check the replacement.
     
    NONE 


    PROVIDERS CURRENTLY ACCREDITED TO OFFER THIS QUALIFICATION: 
    This information shows the current accreditations (i.e. those not past their accreditation end dates), and is the most complete record available to SAQA as of today. Some Primary or Delegated Quality Assurance Functionaries have a lag in their recording systems for provider accreditation, in turn leading to a lag in notifying SAQA of all the providers that they have accredited to offer qualifications and unit standards, as well as any extensions to accreditation end dates. The relevant Primary or Delegated Quality Assurance Functionary should be notified if a record appears to be missing from here.
     
    1. Regenesys Management (Pty) Ltd 


    All qualifications and part qualifications registered on the National Qualifications Framework are public property. Thus the only payment that can be made for them is for service and reproduction. It is illegal to sell this material for profit. If the material is reproduced or quoted, the South African Qualifications Authority (SAQA) should be acknowledged as the source.