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SOUTH AFRICAN QUALIFICATIONS AUTHORITY 
REGISTERED UNIT STANDARD: 

Capture mortgage loan application details in a banking environment 
SAQA US ID UNIT STANDARD TITLE
7150  Capture mortgage loan application details in a banking environment 
ORIGINATOR
SGB Banking and Micro Finance 
PRIMARY OR DELEGATED QUALITY ASSURANCE FUNCTIONARY
BANKSETA - Banking Sector Education and Training Authority 
FIELD SUBFIELD
Field 03 - Business, Commerce and Management Studies Finance, Economics and Accounting 
ABET BAND UNIT STANDARD TYPE PRE-2009 NQF LEVEL NQF LEVEL CREDITS
Undefined  Regular  Level 3  NQF Level 03  20 
REGISTRATION STATUS REGISTRATION START DATE REGISTRATION END DATE SAQA DECISION NUMBER
Reregistered  2018-07-01  2023-06-30  SAQA 06120/18 
LAST DATE FOR ENROLMENT LAST DATE FOR ACHIEVEMENT
2024-06-30   2027-06-30  

In all of the tables in this document, both the pre-2009 NQF Level and the NQF Level is shown. In the text (purpose statements, qualification rules, etc), any references to NQF Levels are to the pre-2009 levels unless specifically stated otherwise.  

This unit standard does not replace any other unit standard and is not replaced by any other unit standard. 

PURPOSE OF THE UNIT STANDARD 
This unit standard is for people responsible for capturing information required for the granting of a mortgage loan. People credited with this unit standard are able to create customer information and mortgage loan records that provide accurate information to be used in the granting process of the loan and they will be able to verify mortgage loan records with approved applications. 

LEARNING ASSUMED TO BE IN PLACE AND RECOGNITION OF PRIOR LEARNING 
Open. 

Specific Outcomes and Assessment Criteria: 

SPECIFIC OUTCOME 1 
Create a customer information record 

ASSESSMENT CRITERIA
 

ASSESSMENT CRITERION 1 
1. Completed application and supporting documentation are received according to company specific regulations. 

ASSESSMENT CRITERION 2 
2. Personal details of applicant are captured as per application. 
ASSESSMENT CRITERION RANGE 
Personal details include, but are not limited to initials and surname and contact details.
 

ASSESSMENT CRITERION 3 
3. Financial details of applicant are captured as per application. 
ASSESSMENT CRITERION RANGE 
Financial details include, but are not limited to income, banking details, rating and reports.
 

ASSESSMENT CRITERION 4 
4. The contractual capacity of the applicant is captured according to application and supporting documents. 

SPECIFIC OUTCOME 2 
Create a mortgate loan record 

ASSESSMENT CRITERIA
 

ASSESSMENT CRITERION 1 
1. Property details are captured as per application according to company specifications. 
ASSESSMENT CRITERION RANGE 
Property details include, but are not limited to type, description, location and valuation.
 

ASSESSMENT CRITERION 2 
2. The amount applied for is captured as per application. 

ASSESSMENT CRITERION 3 
3. Payment details are captured as per application and company specifications. 
ASSESSMENT CRITERION RANGE 
Payment details include, but are not limited to payment method, structure and rate structures.
 

SPECIFIC OUTCOME 3 
Verify mortgage loan records with approved application 

ASSESSMENT CRITERIA
 

ASSESSMENT CRITERION 1 
1. Approved application is received according to company specific regulations. 

ASSESSMENT CRITERION 2 
2. Mortgage loan record is verified and corresponds with approved application. 

ASSESSMENT CRITERION 3 
3. Conditions of loan are captured as per approved application and according to company specifications. 
ASSESSMENT CRITERION RANGE 
Conditions include, but are not limited to additional security required, term of the loan, rate structures and insurance.
 

ASSESSMENT CRITERION 4 
4. Interested parties are informed of approved application in accordance with company specifications. 
ASSESSMENT CRITERION RANGE 
Interested parties, include but are not limited to clients and attorneys.
 


UNIT STANDARD ACCREDITATION AND MODERATION OPTIONS 
Accreditation process (including moderation):
  • Anyone assessing a learner against this unit standard must be registered as an assessor with the relevant ETQA.
  • Any institution offering learning that will enable achievement of this unit standard or assessing this unit standard must be accredited as a provider with the relevant ETQA.
  • Moderation of assessment will be overseen by the relevant ETQA according to the moderation guidelines in the relevant qualification and the agreed ETQA procedures.

    Therefore anyone wishing to be assessed against this unit standard may apply to be assessed by any assessment agency, assessor or provider institution which is accredited by the relevant ETQA. 

  • UNIT STANDARD ESSENTIAL EMBEDDED KNOWLEDGE 
    Learners are able to:
  • Operate company specific information and mortgage loan systems to capture, locate and extract information
  • Interpret mortgage loan application document
  • Verify sources of information and to identify "gaps"
  • Determine corrective actions to ensure accuracy of data
  • Use technology and systems to ensure the accurate and effective flow of information
  • Conceptualise the company specific mortgage loan process and role-players
  • Define categories of information required per type of loan in order to identify incomplete and/or incorrect information on application form 


  • Critical Cross-field Outcomes (CCFO): 

    UNIT STANDARD CCFO IDENTIFYING 
    The learner is able to identify and solve problems when interpreting application information for capturing, ensuring decisions are only taken once all information has been collected and verified. 

    UNIT STANDARD CCFO ORGANISING 
    The learner is able to organise and manage his/her activities responsibly and effectively, ensuring accurate and timeous provision of electronic mortgage loan application details. 

    UNIT STANDARD CCFO COLLECTING 
    The learner is able to collect, organise and critically evaluate information when analysing application and supporting documentation for capturing, ensuring accurate and complete categories of information per type of loan. 

    UNIT STANDARD CCFO SCIENCE 
    The learner is able to use science and technology effectively when capturing mortgage loan application details electronically, ensuring complete and accurate information is available on systems. 

    REREGISTRATION HISTORY 
    As per the SAQA Board decision/s at that time, this unit standard was Reregistered in 2012; 2015. 

    UNIT STANDARD NOTES 
    Assessment against unit standard:

    Assessment practices against this unit standard should meet the requirements of established assessment principles, such as validity, reliability and fairness. Assessment activities and tools, which are appropriate to the context in which learners are working, should be used. The assessment should ensure that all the specific outcomes, critical cross-field outcomes, and essential embedded knowledge are assessed. Learners are required to demonstrate that they can perform the specific outcomes with understanding and reflexivity and, where applicable, within all the situations and circumstances defined by the range statement(s). 

    QUALIFICATIONS UTILISING THIS UNIT STANDARD: 
      ID QUALIFICATION TITLE PRE-2009 NQF LEVEL NQF LEVEL STATUS END DATE PRIMARY OR DELEGATED QA FUNCTIONARY
    Elective  20184   National Certificate: Banking  Level 3  NQF Level 03  Reregistered  2023-06-30  BANKSETA 


    PROVIDERS CURRENTLY ACCREDITED TO OFFER THIS UNIT STANDARD: 
    This information shows the current accreditations (i.e. those not past their accreditation end dates), and is the most complete record available to SAQA as of today. Some Primary or Delegated Quality Assurance Functionaries have a lag in their recording systems for provider accreditation, in turn leading to a lag in notifying SAQA of all the providers that they have accredited to offer qualifications and unit standards, as well as any extensions to accreditation end dates. The relevant Primary or Delegated Quality Assurance Functionary should be notified if a record appears to be missing from here.
     
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    All qualifications and part qualifications registered on the National Qualifications Framework are public property. Thus the only payment that can be made for them is for service and reproduction. It is illegal to sell this material for profit. If the material is reproduced or quoted, the South African Qualifications Authority (SAQA) should be acknowledged as the source.